Latest Recruitment at Standard Chartered Bank

Standard Chartered Bank

Standard Chartered Bank Nigeria attracts talented individuals who offer valuable experience and insight into global opportunities. The Group’s people strategy focuses on employee engagement, a key driver of productivity and performance, forming the foundation of its performance culture. Employees are assessed not only on results but on how those results are achieved.

Applications are invited from interested and qualified candidates for the latest remote recruitment at Standard Chartered Bank.

Senior Credit Manager

Job Specifications:

Full Time
Required Qualifications: BA/BSC/HND
Location: Lagos, Nigeria
Category: Bank Jobs

Job Description:

Support the Senior Credit Officer (SCO) in optimizing capital resources and portfolio risk through Portfolio Standards and Risk Appetite principles.
Approve Business Credit Applications within personal delegated authority.
Manage underwriting and control disciplines to ensure turnaround times and compliance with credit risk policies.
Develop stakeholder relationships and balance expectations.
Maintain a strong credit culture, applying all credit policies.
Provide timely input to risk forums and escalate key issues.
Monitor portfolio quality and report excesses, breaches, and early alert indicators.
Conduct customer visits to stay updated on market developments.

Key Responsibilities:

Portfolio Management

Assist in formulating annual Risk Appetite and Portfolio Standards.
Influence portfolio composition, escalate breaches, and recommend remedial action.
Improve portfolio quality by targeting acceptable sectors and client segments.
Analyze portfolio concentration and recommend rebalancing measures.

Governance

Prepare monthly reports and stress tests for risk management.
Monitor excess reports and regulatory submissions.

Credit Process Management

Review and approve credit applications.
Support daily transactions and special assets management.
Train relationship managers and attend credit training sessions.

Risk Management

Assess credit risk profiles and ensure alignment with risk appetite.
Conduct stress tests and implement management response plans.
Maintain risk control parameters and comply with regulations.
Uphold the Enterprise Risk Management Framework.

Regulatory & Business Conduct

Adhere to Group’s Values and Code of Conduct.
Collaborate with regulators and internal stakeholders.
Ensure compliance with applicable laws and guidelines.

Qualifications and Requirements:

10+ years of experience in banking with Corporate Banking Credit Risk Management.
MBA, ACA, ACCA, CFA preferred.
Proficiency in French and English.
Knowledge of banking practices, financial markets, and regulatory frameworks.
Strong analytical and communication skills.
Multi-cultural awareness and good relations with regulators.